The Spending Data Nobody Else Has

BilledSavings collects anonymized consumer spending patterns from real households. No PII. No bank connections. Self-reported and categorized by the people who spend the money.

What We Collect

40+ spending categories per household — groceries, delivery, coffee, subscriptions, credit card debt, and more.

Demographic context — age range, zip prefix, household size, income bracket, housing status.

Behavioral signals — what people skip, what surprises them, where the biggest leaks hide.

Who Uses This Data

Academic

Free

Graduate students and researchers studying consumer behavior, financial literacy, or behavioral economics. Apply for free access to anonymized datasets.

Research

Free / Sponsored

Think tanks, policy groups, and nonprofits studying household financial health. Sponsored access available for published research.

Corporate

$5,000–$25,000/year

Banks, insurers, fintech companies, and CPG brands. Custom reports, segmented data, trend analysis. Quarterly or annual licensing.

Employer Wellness

$1.50–$3/employee/month

Offer BilledSavings as an employee benefit. Anonymized engagement reports. No PII.

See Employer Plans →

All data is anonymized at the point of collection. No names, no emails, no account numbers, no bank connections ever touch our system. Users opt in explicitly. BilledSavings is a Zestigram product.

A Zestigram Product